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Share Draft (Checking) Account

Did you know that a checking account at HPC Credit Union is TOTALLY FREE?!

To celebrate 75 years in business, we are happy to offer this great member benefit to our current and future members! This is just one way that we are invested in our members and community!

  • No monthly service charge
  • No per item fee
  • No overdraft fee
  • No stop payment fee
  • Free transfers between accounts
  • No minimum balance requirement
  • Free mobile banking Up to two days direct deposit early pay at no charge
  • All accounts insured up to $1,500,000
  • No fee for a returned check
  • Free ATM/debit cards
  • Three free boxes of personal checks per year
  • Totally free checking/no hidden fees

Fee Schedule

Click on the link below to fill out an application.

Share Draft Application

Share Draft Stop Payment Form

Logo of Xtend Shared Branching
HPC Members can enjoy the convenience of more locations through shared branching which allows you to access your account and conduct transactions at multiple locations. Click below to look for the Xtend CU Shared Branch logo at over 190 credit union locations.
To search for a shared branching location near you, call a Member Service Representative today for more information on how you can use shared branching with your HPC Credit Union Account.
Logo of Matercard Securecode
With online payment security being an ever-present concern for online shoppers, MasterCard SecureCode can protect your Debit Card while shopping online.
If you want a safer online shopping experience, sign up for SecureCode today!
Logo of cardnav
Protect your cards with CardNav. The CardNav App enables you to be in full control of your debit cards. Instantly turn your card on or off, restrict international purchases, receive real-time alerts, plus more all with the tap of your finger!
Watch a short video below to see how you can protect your H.P.C. Credit Union Debit card and then download the CardNav App.