Thank you for inquiring about a mortgage with HPC Credit Union. To keep the process smooth and expedited, we have provided this easy to follow check list of documents needed along with an application. Please fill out the enclosed application and provide copies of all items listed below. You can return your completed application to one of our offices listed below or you may apply on-line at HPC Credit Union: Home ( . If you have any questions, call one of our friendly mortgage specialists at 989-354-4698. We look forward to working with you on your new mortgage.

  • Valid driver’s license, or state ID, for all borrower(s)
  • 2 most recent pay stubs, and/or proof of monthly unemployment or retirement income. Social security income will require a copy of your award letter
  • Last 2 years  (signed) federal income tax returns, including all Schedules, W-2’s, 1099’s, and if self-employment, complete business tax return’s including K-1
  • 2 months of financial institution statements and/or investment statements, if used as an asset (ALL PAGES REQUIRED). We will supply your HPC Credit Union statements.

If applicable:

  • Summer and winter property tax statements for all properties owned
  • Home owners insurance declaration page and paid receipt for all properties owned
  • A copy of the signed purchase agreement and a copy of earnest money deposit (if applicable)
  • Current mortgage statement of existing mortgage (if any)

* Please provide all applicable information at the time of application to avoid delays in your mortgage processing.  Please be advised that additional information may be needed. Screen shots of accounts or documents will not be accepted. We will need the original document and all pages.