Effective Immediately!!
You and Your Family Members are Eligible to Join and Take Advantage of Our Services.
| Share Accounts (Savings) | Preferred Share Accounts-Tiered dividend rates to earn you more | Free Draft Accounts (Checking), including 3 boxes of Free Checks per Year | Business Lending and Accounts |
| Debit Cards & ATM machines at Alpena locations/Shared Branching access your account anywhere | Nearly 30,000 ATM machines surcharge free nationwide visit www.co-opnetwork.org | Certificates of Deposit, Health Savings Accounts and IRA Accounts | Free Online Bill Pay (15 transactions per month) |
| CU Talk audio response phone service available 24/7 at 1-800-860-5704 Credit Union #138 | Mobile Banking and Mobile Bill Pay available on your smart phone | Direct Deposit, Payroll Deduction and Automatic Payments | Free Notary Service available to members at all offices. Medallion Signature Guarantee at our Main Office. |
| Night Depository Boxes @ Alpena Offices | Wire Transfers | Visa Credit Cards (make payments over the phone, at the Credit Union or online) | Prepaid re-loadable Visa Debit Cards and Visa Gift Cards |
| Low Interest Rate Consumer Loans, including Auto, RV & Signature loans | Mortgages: 10, 15, 20, & 30 year amortization | Money Orders and pay most utility bills at Alpena offices | Group Discounts for Auto, Life and Homeowners Insurance |