Effective Immediately!!

You and Your Family Members are Eligible to Join and Take Advantage of Our Services.

Share Accounts (Savings)Preferred Share Accounts-Tiered dividend rates to earn you moreFree Draft Accounts (Checking), including 3 boxes of Free Checks per YearBusiness Lending and Accounts
Debit Cards & ATM machines at Alpena locations/Shared Branching access your account anywhereNearly 30,000 ATM machines surcharge free nationwide visit www.co-opnetwork.orgCertificates of Deposit, Health Savings Accounts and IRA AccountsFree Online Bill Pay (15 transactions per month)
CU Talk audio response phone service available 24/7 at 1-800-860-5704 Credit Union #138Mobile Banking and Mobile Bill Pay available on your smart phoneDirect Deposit, Payroll Deduction and Automatic PaymentsFree Notary Service available to members at all offices.
Medallion Signature Guarantee at our Main Office.
Night Depository Boxes @ Alpena Offices Wire TransfersVisa Credit Cards (make payments over the phone, at the Credit Union or online)Prepaid re-loadable Visa Debit Cards and Visa Gift Cards
Low Interest Rate Consumer Loans, including Auto, RV & Signature loansMortgages: 10, 15, 20, & 30 year amortizationMoney Orders and pay most utility bills at Alpena officesGroup Discounts for Auto, Life and Homeowners Insurance