Effective Immediately!!

You and Your Family Members are Eligible to Join and Take Advantage of Our Services.

  • Free Draft Accounts (Checking)
  • Direct Deposit, Payroll Deduction and Automatic Payments
  • Early Paycheck Postings
  • Overdraft Protection
  • Prepaid re-loadable Visa Debit Cards and Visa Gift Cards
  • Free use of ATM’s and ATM cards at all locations.
  • Nearly 30,000 ATM machines surcharge free nationwide visit www.co-opnetwork.org.
  • Preferred Share Accounts-Tiered dividend rates to earn you more.
  • Great rate CD’s HSA’s and IRA’s
  • Low Interest Rate Consumer Loans, including Auto, RV & Signature loans.
  • Auto Check- shop for the car you want with check in hand.
  • Mortgages: 10, 15, 20-year amortization and low-rate ARM Mortgages.
  • Visa Credit Cards (make payments over the phone, at the Credit Union or online)
  • Free mobile app that includes mobile check deposit, card manager, applications, plus more.
  • Free Notary Service available to members at all offices.
    Medallion Signature Guarantee at our Main Office.
  • CU Talk audio response phone service available 24/7 at 1-800-860-5704 Credit Union #138
  • Wire Transfers
  • Free Online Bill Pay (15 transactions per month)
  • Night Depository Boxes @ Alpena Offices
  • Personalized and attentive service!
  • Plus more!