Effective Immediately Upon Membership
You are eligible to join and take advantage of our benefits.
- Free Draft Accounts (Checking)
- Direct Deposit, Payroll Deduction and Automatic Payments
- Early Paycheck Postings
- Overdraft Protection
- Prepaid re-loadable Visa Debit Cards and Visa Gift Cards
- Free use of ATM’s and ATM cards at all locations.
- Nearly 30,000 ATM machines surcharge free nationwide visit www.co-opnetwork.org.
- Preferred Share Accounts-Tiered dividend rates to earn you more.
- Great rate CD’s HSA’s and IRA’s
- Low Interest Rate Consumer Loans, including Auto, RV & Signature loans.
- Auto Check- shop for the car you want with check in hand.
- Mortgages: 10, 15, 20-year amortization and low-rate ARM Mortgages.
- Cash Back Visa Credit Cards
- Mortgages: 10, 15, 20-year amortization and low-rate ARM Mortgages.
- Free mobile app that includes mobile check deposit, card manager, applications, plus more.
- Free Notary Service available to members at all offices. Medallion Signature Guarantee at our Main Office.
- CU Talk audio response phone service available 24/7 at 1-800-860-5704 Credit Union #138
- Wire Transfers
- Free Online Bill Pay (15 transactions per month)
- Night Depository Boxes @ Alpena Offices
- Personalized and attentive service!
- Plus more!