Savings Rates - Effective Thursday, February 8, 2024
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.10%$5.00$5.00
PREFERRED SHARES1.11% $0.00
PREFERRED SHARES1.16% $5000.00
PREFERRED SHARES1.21% $25000.00
PREFERRED SHARES1.26% $75000.00
SHARE DRAFT ACCOUNT0.00% $0.00
TRAD IRA BENEFICIARY2.02% $0.00
ROTH IRA SHARE2.02% $0.00
COVERDELL IRA SHARE2.02% $0.00
HEALTH SAVINGS ACCOUNT (HSA)5.10% $0.00
SPECIAL SHARE0.10% $0.00
CHRISTMAS CLUB0.10% $0.00
VACATION ACCOUNT0.10% $0.00

*All rates subject to change without notice. Fees may reduce earnings. Rates may change after account is open. APY= Annual Percentage Yield. Must maintain minimum balance stated to earn APY*. APY is accurate as of the last dividend declaration date.

Loan Rates - Effective Tuesday, July 23, 2024
Loan TypeRates as low asTerms & Information
New Vehicle Loan » 5.75% 60 M Great Rate- Flexible Terms!
Used Vehicle Loan » 5.75% 48 M Apply Today!
New Recreational Vehicle Loan » 6.50% 48 M Great Rate! Apply Today!
Used Recreational Vehicle » 6.50% 36 M Great Rate!
Share Secured Loan » 2.50% 12 M Use your funds to help build your credit history
UNSECURED TERM LOAN » 9.00% 12 M up to $5,000 for whatever you may need
UNSECURED TERM LOAN » 9.00% 48 M Need over $5,000? We can help.
Student Loan » 5.50% 72 M Low Rate Education Loan
Revolving Line of Credit » 12.00% 60 M Talk To One Of Our Loan Officers For More Details
10 YR Fixed Rate Mortgage 6.75% 120 M Great Rate - Great Term
15 Year Fixed Rate Mortgage 7.00% 180 M Great Rate with low closing costs.
20 Year Fixed Rate Mortgage 7.50% 240 M Great rate with flexible payment options!
Adjustable Rate 5/5 (ARM) 5.25% 360 M Longer Amortization For A Lower Payment
Adjustable Rate 7/5 (ARM) 5.75% 360 M Longer Amortization For A Lower Payment

*All rates subject to change without notice. Your actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

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Certificate Rates - Effective Tuesday, July 23, 2024
Certificate TermAPYMinimum Deposit
6 MONTH CD2.01%$500.00
12 MONTH CD3.00%$500.00
18 MONTH CD3.55%$500.00
24 MONTH CD3.80%$500.00
6 MONTH YOUTH CD2.01%$100.00
12 MONTH YOUTH CD3.00%$100.00
18 MONTH YOUTH CD3.55%$100.00
24 MONTH YOUTH CD3.80%$100.00

Penalty may be imposed for early withdrawal. APY is accurate as of the last dividend declaration date. You must maintain minimum balance to earn stated APY (Annual Percentage Yield)