Health Savings Account       

Open or move your Health Savings Account to H.P.C. Credit Union Today!

An HSA is more than a savings account for medical expenses, it provides many benefits, such as

  • Earnings in your HSA grow tax-deferred
  • You are in charge of your HSA assets
  • Check with your tax advisor for any tax implications.

All rates subject to change without notice. Check with your health insurance provider to see if you qualify to open an HSA account.

IRA (Individual Retirement Account)

Traditional IRA

With a Traditional IRA, you can save for your retirement with tax-deferred earnings.

Are you eligible to contribute to a Traditional IRA?

  • You or your spouse (If you are filing a joint tax return) must earn compensation from your employer.

All rates subject to change without notice. Consider speaking with your tax advisor to determine whether you would be eligible for deduction or tax credit on your Traditional IRA.

Roth IRA

With a Roth IRA, you could save for retirement with the potential of tax-free earnings in your future.

Are you eligible for a Roth IRA?

  • You or your spouse (If you are filing a joint tax return) must earn compensation from your employer.
  • You or you and your spouse, earned compensation must be less or within the appropriate IRS limits.

All rates subject to change without notice. Discuss with your tax advisor to determine if you are eligible and if it makes sense to contribute to a Roth IRA.

Coverdell IRA

Planning ahead to start saving for your child’s future education? A Coverdell education savings account is a great way to start!

An education savings account (ESA) can help you save on your child’s future education such as tuition, books, equipment, room, and board (subject to limits)

All rates subject to change without notice. Consider speaking to your tax advisor if you are unsure if contributing to an ESA is right for you!