Savings Rates - Effective Wednesday, December 18, 2024
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.10%$5.00$5.00
PREFERRED SHARES1.11% $0.00
PREFERRED SHARES1.16% $5000.00
PREFERRED SHARES1.21% $25000.00
PREFERRED SHARES1.26% $75000.00
SHARE DRAFT ACCOUNT0.00% $0.00
TRAD IRA BENEFICIARY2.02% $0.00
ROTH IRA SHARE2.02% $0.00
COVERDELL IRA SHARE2.02% $0.00
HEALTH SAVINGS ACCOUNT (HSA)5.10% $0.00
SPECIAL SHARE0.10% $0.00
CHRISTMAS CLUB0.10% $0.00
VACATION ACCOUNT0.10% $0.00
BUSINESS SHARE DRAFT1.11% $0.00
BUSINESS SHARE DRAFT1.16% $5000.00
BUSINESS SHARE DRAFT1.21% $25000.00
BUSINESS SHARE DRAFT1.26% $75000.00
BUS PREFERRED SHARE1.11% $0.00
BUS PREFERRED SHARE1.16% $5000.00
BUS PREFERRED SHARE1.21% $25000.00
BUS PREFERRED SHARE1.26% $75000.00

*All rates subject to change without notice. Fees may reduce earnings. Rates may change after account is open. APY= Annual Percentage Yield. Must maintain minimum balance stated to earn APY*. APY is accurate as of the last dividend declaration date.

Loan Rates - Effective Saturday, December 21, 2024
Loan TypeRates as low asTerms & Information
New Vehicle Loan » 4.25% 60 M Great Rate- Flexible Terms!
Used Vehicle Loan » 4.25% 48 M Apply Today!
New Recreational Vehicle Loan » 6.50% 48 M Great Rate! Apply Today!
Used Recreational Vehicle » 6.50% 36 M Great Rate!
Share Secured Loan » 2.50% 12 M Use your funds to help build your credit history
Student Loan » 5.50% 72 M Low Rate Education Loan
10 YR Fixed Rate Mortgage 6.00% 120 M Great Rate - Great Term
15 Year Fixed Rate Mortgage 6.25% 180 M Great Rate with low closing costs.
20 Year Fixed Rate Mortgage 6.50% 240 M Great rate with flexible payment options!
Adjustable Rate 5/5 (ARM) 5.25% 360 M Longer Amortization For A Lower Payment
Adjustable Rate 7/5 (ARM) 5.75% 360 M Longer Amortization For A Lower Payment

*All rates subject to change without notice. Your actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

You don’t even have to be a member yet!

Certificate Rates - Effective Saturday, December 21, 2024
Certificate TermAPYMinimum Deposit
6 MONTH CD2.01%$500.00
12 MONTH CD3.00%$500.00
18 MONTH CD3.55%$500.00
24 MONTH CD3.80%$500.00
6 MONTH YOUTH CD2.01%$100.00
12 MONTH YOUTH CD3.00%$100.00
18 MONTH YOUTH CD3.55%$100.00
24 MONTH YOUTH CD3.80%$100.00

Penalty may be imposed for early withdrawal. APY is accurate as of the last dividend declaration date. You must maintain minimum balance to earn stated APY (Annual Percentage Yield)