We offer a mortgage to fit your needs, including first time home buyers and low-down payment options. HPC Credit Union can help you get the home of your dreams or lower your current mortgage payment.
What we offer:
- Long and Short-Term Fixed Rate : 10-20 year mortgages with a fixed rate.
- Vacant Land: 10, 15, 20 year fixed rate or adjustable rate.
- Rural Development: Zero percent down payment, 680 credit score, 30 year fixed only. Your income and property must meet Rural Development Requirements.
- Adjustable Rate Mortgage (ARM): 30-year amortization with adjustment periods through out the loan.
- Home Equity and Line of Credit: Use your home as collateral to obtain an open line of credit with a 5 year draw period. After 5 years, you will need to go into repayment or renew/extend the draw period.
Our mortgage specialist will walk you through the mortgage process and explain everything.
Call us at (989) 354-4698 or head to our main office! You can also email us at lending@hpccu.com.
Meet our amazing mortgage specialist, Wendy!
