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Individual Retirement Account

Whether you are looking to open an IRA or roll your current one over, HPC Credit Union has the great rate to do that!

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Why Should You Invest Into An IRA?

It’s never to early to start investing into your future! Whether you are looking to save for retirement with the potential for tax-free income, save on your own for retirement with tax-deferred earnings, or want to begin saving for your child’s future higher education, HPC can help you!

Traditional IRA

With a Traditional IRA, you can save for your retirement with tax-deferred earnings.

Are you eligible to contribute to a Traditional IRA?

  • You or your spouse (If you are filing a joint tax return) must earn compensation from your employer.
TRADITIONAL IRA RATES

All rates subject to change without notice. Consider speaking with your tax advisor to determine whether you would be eligible for deduction or tax credit on your Traditional IRA.

Roth IRA

With a Roth IRA, you could save for retirement with the potential of tax-free earnings in your future.

Are you eligible for a Roth IRA?

  • You or your spouse (If you are filing a joint tax return) must earn compensation from your employer.
  • You or you and your spouse, earned compensation must be less or within the appropriate IRS limits.
ROTH IRA RATES

All rates subject to change without notice. Discuss with your tax advisor to determine if you are eligible and if it makes sense to contribute to a Roth IRA.

Coverdell IRA

Planning ahead to start saving for your child’s future education? A Coverdell education savings account is a great way to start!

An education savings account (ESA) can help you save on your child’s future education such as tuition, books, equipment, room, and board (subject to limits)

COVERDELL IRA RATES

All rates subject to change without notice. Consider speaking to your tax advisor if you are unsure if contributing to an ESA is right for you!

IRA (Individual Retirement Account)

Click on the link below to view commonly asked questions and answers on Traditional, Roth, and Coverdell IRAs.

Commonly Asked Questions
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Contact our Membership Specialist, Katie by filling out the form below or calling her (989) 340-2710

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