Rates

Savings Rates - Effective Tuesday, October 1, 2019
Account TypeAPYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.200%$5.00$5.00
PREFERRED SHARES0.200%$0.00$0.00
PREFERRED SHARES0.550%$0.00$5,000.00
PREFERRED SHARES0.600%$0.00$25,000.00
PREFERRED SHARES0.650%$0.00$75,000.00
SHARE DRAFT ACCOUNT0.000%$0.00$0.00
TRAD IRA BENEFICIARY1.510%$0.00$0.00
ROTH IRA SHARE1.510%$0.00$0.00
COVERDELL IRA SHARE1.510%$0.00$0.00
HEALTH SAVINGS ACCOUNT (HSA)2.170%$0.00$0.00

All rates subject to change without notice.

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Wednesday, November 20, 2019
Loan TypeRates as low as - Stated in APRTerms/Information
New Vehicle Loan2.950%Maximum 60 month repayment ask about 78 or 84 month terms!
Used Vehicle Loan3.000%60 Month Maximum Term - Call for more details
New Recreational Vehicle Loan3.000%Apply now for that new Boat or RV !!
Used Recreational Vehicle3.250%Great Loan Rate available for used Boats & R.V.'s !!
Share Secured Loan2.000%Use your funds to help build your credit history
Member Special3.500%up to $5,000 for whatever you may need
Member Appreciation6.750%Need over $5,000? We can help.
Student Loan3.750%Low Rate Education Loan
Revolving Line of Credit9.000%Max 60 Month Repayment
10 YR Fixed Rate Mortgage3.500%Great Rate - Great Term
15 Year Fixed Rate Mortgage3.750%Great Rate with low closing costs.
20 Year Fixed Rate Mortgage4.000%Great rate with flexible payment options!
Adjustable Rate 5/5 (ARM)2.875%30 year amortization!
Adjustable Rate 7/5 (ARM)3.375%Great Rate - 30 year amortization!

All rates subject to change without notice.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Apply Online Now! You don't even have to be a member yet.

Certificate Rates - Effective Wednesday, November 20, 2019
Certificate TermAPYMinimum Deposit
6 MONTH CD0.600%$500.00
12 MONTH CD0.800%$500.00
18 MONTH CD1.110%$500.00
24 MONTH CD1.310%$500.00
6 MONTH YOUTH CD0.600%$100.00
12 MONTH YOUTH CD0.800%$100.00
18 MONTH YOUTH CD1.110%$100.00
24 MONTH YOUTH CD1.310%$100.00

All rates subject to change without notice.

Fee Schedule

HPC.Logo.Info-Bldg

H.P.C. Credit Union
1234 W Chisholm St
Alpena, MI 49707

989-354-4698

1-888-554-5944

Your Savings Federally Insured To At Least $100,000.00 and Backed By The Full Faith and Credit of the United States Government. Your Savings Federally Insured To At Least $250,000.00 and Backed By The Full Faith and Credit of the United States Government.


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