Rates

Savings Rates - Effective Thursday, October 1, 2015
Account TypeAPYMinimum
Deposit
Minimum
Balance
PRIMARY SHARES0.100%$5.00$5.00
SPECIAL SHARE0.100%$5.00$0.00
CHRISTMAS CLUB0.100%$5.00$0.00
PREFERRED SHARES0.100%$5.00$0.00
PREFERRED SHARES0.150%$5.00$5,000.00
PREFERRED SHARES0.200%$5.00$25,000.00
PREFERRED SHARES0.250%$5.00$75,000.00
TRADITIONAL IRA SHAR1.100%$10.00$0.00
ROTH IRA SHARE1.100%$100.00$0.00
COVERDELL IRA SHARE1.100%$100.00$0.00
SHARE DRAFT ACCOUNT0.000%$0.00$0.00

All rates subject to change without notice.

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Saturday, July 22, 2017
Loan TypeRates as low as - Stated in APRTerms/Information
New Vehicle Loan2.000%Maximum 78 month repayment
Used Vehicle Loan2.000%60 Month Maximum Term - Call for more details
New Recreational Vehicle Loan2.250%Apply now for that new Boat or RV !!
Used Recreational Vehicle2.250%Great Loan Rate available for used Boats & R.V.'s !!
Share Secured Loan2.000%Use your funds to help build your credit history
Member Special1.990%A loan for all your needs
Student Loan3.500%Low Rate Education Loan
Revolving Line of Credit9.000%Max 60 Month Repayment
10 YR Fixed Rate Mortgage3.250%Great Rate - Great Term
15 Year Fixed Rate Mortgage3.500%Great Rate!
20 Year Fixed Rate Mortgage3.990%Great rate with low closing costs!
Adjustable Rate 5/5 (ARM)4.625%30 year amortization!
Adjustable Rate 7/5 (ARM)4.875%Great Rate - 30 year amortization!

All rates subject to change without notice.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Apply Online Now! You don't even have to be a member yet.

Certificate Rates - Effective Saturday, July 22, 2017
Certificate TermAPYMinimum Deposit
6 MONTH CD0.250%$500.00
12 MONTH CD0.350%$500.00
18 MONTH CD0.550%$500.00
24 MONTH CD0.650%$500.00
6 MONTH YOUTH CD0.260%$100.00
12 MONTH YOUTH CD0.350%$100.00
18 MONTH YOUTH CD0.550%$100.00
24 MONTH YOUTH CD0.650%$100.00

All rates subject to change without notice.

Fee Schedule

HPC.Logo.Info-Bldg

H.P.C. Credit Union
1234 W Chisholm St
Alpena, MI 49707

989-354-4698

1-888-554-5944

Your Savings Federally Insured To At Least $100,000.00 and Backed By The Full Faith and Credit of the United States Government. Your Savings Federally Insured To At Least $250,000.00 and Backed By The Full Faith and Credit of the United States Government.


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